VOLUNTEER EDUCATION CHILD ANIMAL BIOGRAPHY
Undergraduates who meet the need criteria can receive Pell Grants. These range from $400 to $4,050 a year. Students with exception financial need may qualify for a Federal Supplemental Opportunity Grant (FSEOGs), which ranges from $100 to $4,000 a year. The amount you can receive may be reduced if you have other sources of aid, such as a scholarship. These grants do not have to be paid back.
Federal loan programs are offered to supplement grant awards, and for those who were not eligible for a grant. For some loans, you do not have to demonstrate need. The amount you can borrow will depend both on your school expenses and your grade level. Perkins loans are offered first to Pell Grant recipients. Only a certain amount is awarded each year and when that runs out, no more loans are given until the following year. Stafford loans are available to both graduates and undergraduates. You must be enrolled at least part-time. Financial need is not a requirement for the Stafford, but for lower income students, the government may award a subsidized loan. This means that the interest will be paid for you while you are a student, and during a six-month grace period after you graduate. Finally, the parents of dependent undergraduate students can take out a Plus loan to cover educational costs.